Attention homeowners in Wilson and Wilson County: Need an appraisal?
Here are the top reasons NC homeowners use Partridge Real Estate Appraisals:
Need help determining the price of your home in or near Wilson, NC?
We at Partridge Real Estate Appraisals understand the unique needs of a customer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Partridge Real Estate Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.
Need to cancel PMI?
A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Partridge Real Estate Appraisals is seasoned in helping folks just like you remove unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in a region that is declining or not appreciating as much as other properties close by. This means you're paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Partridge Real Estate Appraisals is your perfect weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. An expert appraisal from Partridge Real Estate Appraisals can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.